Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform, answers your queries.
The income-tax (I-T) department has issued showcause notices under Section 68 of the Income-Tax Act to several startups over funds routed through Singapore, seeking explanations for investments received over the past five years, people familiar with the development said. The department is questioning the source, identity, and creditworthiness of overseas investors in these transactions, they said.
'The startup ecosystem, the government, and the owners of large pools of Indian capital need to actively support the creation of these local champions, not pull down the teams that are trying hard to get there.'
Crorepatis build wealth through disciplined saving, smart investing, and strategic risk-taking, proving that true financial freedom is earned, not inherited, says Ramalingam Kalirajan
Invest in these funds through the SIP route with at least a seven-year horizon.
As the election nears, political positions on prohibition are shifting.
'Reduce your equity allocation, put that allocation into gold and fixed income.'
Stopping SIPs during a downturn undermines the benefit of rupee-cost averaging.
rediffGURU Shalini Singh explains how to manage your emotions when you are ghosted by someone you love.
The froth in the small and midcap (SMID) space is limited to a few pockets, but regulatory scrutiny could lead to sustained volatility, observe India's top-drawer wealth managers. They add that they have been advising clients to reduce their exposure to smallcaps. Anand Rathi Wealth, which manages investor wealth through mutual funds (MFs), reports that its exposure to smallcap stocks, both through MFs and directly, has decreased by nearly 7 percentage points in the past few months, now standing at 23 per cent.
Tactical investors should have an investment horizon of around six months to one year, long-term investors should stick around for 10 years or more.
Here's a formula that helps you understand how much money you will need to retire early in India and simple steps to achieve it.
While MBBS continues to be the most sought-after stream for medical aspirants, post pandemic, the demand for skilled nurses and physiotherapists are on the rise, notes Nayagam PP, career counsellor and founder of EduJob360.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
'Your decisions should not be driven by your view on the market, but by your objectives, risk appetite, and time horizon.'
'Tax rate and stock markets are entirely two different things.'
While selecting a smallcap scheme, go with one that has a good track record and a stable fund manager.
Gold is an excellent asset class for diversification and should be included in all long-term portfolios.
'My job is to provide people with a bouquet of options they can choose from.'
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
'Young investors should focus more on equity, while retired senior citizens should prioritise fixed income.' 'Mid-career investors should aim for a balanced allocation.'
The smartest homes are not the ones that dazzle with tech, but the ones that disappear into your daily life while quietly elevating it.
IndusInd International Holdings chairman Ashok Hinduja on Tuesday announced the acquisition of Reliance Capital, completing the three-year-long resolution process of the debt-ridden company. IndusInd International Holdings Ltd (IIHL) has transferred the bid amount to the escrow account of the lender, and the takeover of the management from the Administrator will happen on Wednesday.
Currently, the NAPCC has eight active missions across sectors like water, energy, and agriculture, aimed at addressing climate change.
The biggest risk in under-construction projects is delay and non-completion.
Don't let panic ruin your wealth. Avoiding these mistakes can save you from HUGE losses, says Ramalingam Kalirajan
If the gift is received from a relative, there is no tax implication. But if the gift is received from a non-relative and exceeds Rs 50,000 in value during a financial year, the entire value of the gift is taxable.
What transpired during that drive was one of the most compelling investment pitches made by an Indian state in decades.
'I always knew that the only thing that mattered to her was genuinely our health, happiness and welfare.' 'We never heard the 'Log kya kahenge? narrative.'
Regardless of market levels, invest in stocks and equity mutual funds in a staggered manner.
FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
The systematic withdrawal plan stands out as a superior option, providing steady income despite market fluctuations and inflation, says Ramalingam Kalirajan.
Here's how to own your dream home without paying excessive interest on your EMIs.
Data from Value Research analysed on five-year, three-year and one-year performances of active equity schemes to pick the best performers in popular scheme categories.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
'Some part could be used for consumption purposes, and the rest could be used to meet important financial goals.' 'The split can be 30:70 to 50:50, depending on one's situation.'
Business cycle funds aim to optimise returns by aligning their portfolios with different phases of the economic cycle. First-time investors, those who prefer stable sector allocations, and those averse to volatility should steer clear of them.
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